Retirement Decision Dashboard

Your Toolkit For Making Dependable Financial Decisions

BRING CLARITY TO YOUR FINANCES

"Saved time is the best definition of prosperity."

Using This Tool To Plan A Successful Retirement

Focusing solely on individual assets or investments can undermine the effectiveness of a long-term retirement plan. By integrating complementary strategies, you can build a portfolio that offers depth and diversity.

Our dashboard is designed to help you rise above the details and view a broader retirement landscape. As you prepare to make critical financial decisions, use this tool to craft high-level strategies that align with your retirement goals.

The 4 key strategies to consider include:

1. Fixed Income Investing

A robust fixed-income portfolio can offer peace of mind during retirement. Learn how to utilize a ladder strategy to maximize returns and minimize the impact of economic downturns.

To learn more, see our Practical Guide to Bond & Treasury Investments.

2. Equity Growth Investing

Structuring Your Stock Portfolio for an Evolving Geopolitical Landscape

RETIREMENT DECISION DASHBOARD: A St. Louis financial advisor explains dynamic investment levers for structuring your global stocks. Learn more here.

Michael Becker, CFA, CFP®

Stocks and equities are crucial to the success of any retirement plan. Explore how global asset allocation can secure long-term financial comfort.

3. Roth Conversion Planning

Deciding When to Do a Roth Conversion: Timing Factors & Tax Planning

RETIREMENT DECISION DASHBOARD: St. Louis financial advisor presents key timing factors to consider before a Roth conversion. Learn about the tax advantages here.

Craig Toberman, CFA, CPA, CFP®

Stocks and equities are crucial to the success of any retirement plan. Explore how global asset allocation can secure long-term financial comfort.

4. Social Security Strategy

Will Social Security & Medicare Run Out of Money? Unlikely.

RETIREMENT DECISION DASHBOARD: St. Louis financial advisor outlines potential changes to Social Security and their impact on retirement planning. Learn how to prepare.

Michael Becker, CFA, CFP®

Despite recent news highlighting vulnerabilities in the Social Security System, we believe it will remain solvent long term. As you evaluate your benefit options, consider the domestic and global consequences of eliminating Social Security.

What is the current state of the Social Security System?
What would happen if Social Security and Medicare lost funding completely?
What can the U.S. Government do to improve funding for Social Security?
How should I prepare for possible changes to the Social Security System?

Continue Exploring Our Retirement Decision Dashboard

How Does a Financial Advisor Support the Decision Making Process?

A financial planner’s primary responsibilities are to mitigate risk and provide clients with the context and data needed to make informed decisions. An experienced advisor uses advanced software to illustrate every possible outcome, for every decision.

Through customized financial models, advisors empower clients to choose strategies that align with their unique circumstances and personal vision for retirement.

About Us

Toberman Becker Wealth is a fee-only, independent fiduciary firm based out of St. Louis. Whether starting to dream about retirement in your 50s or actively planning for retirement in your 60s, we help people nearing a transition build a resilient retirement plan.

We operate in the best interests of our clients, always, and our top priority is to help you live comfortably now, without sacrificing your financial future later.

If you’re looking for an investment advisor to help you build a diversified retirement plan that ensures comfort and peace of mind, feel free to book a meeting or give us a call.