Fee-Only Investment Advisor Services

A comprehensive, holistic investment advising that’s unique to every client.

SERVING THE ST. LOUIS REGION

"You can’t build your investment portfolio on numbers alone."

Traditional investment plans are built on the assumption that investors can stop thinking like humans and instead approach their portfolios with the rationality and precision of a machine. They base their recommendations on raw data, but while data is important, if it’s the only thing driving your investment plan, you might be set up for failure.

The truth is that investors are normal people with normal goals, normal feelings, and a perfectly normal, deeply rooted, need to stay secure. It’s impossible to only look at the numbers when creating a financial plan.

This is why Toberman Becker focuses on a behavioral finance model when creating financial plans. Many of our clients come to us with fears around investing. They:

As fiduciaries and investment advisors, it’s our job to also look at the behaviors and emotions driving our clients’ financial decisions so we can better understand how they operate as individuals. Then, we’re able to reverse-engineer a financial strategy that not only supports their long-term goals, but also eases their fears.

At Toberman Becker, we bring thoughtfulness and care to your strategic financial plan.

The Toberman Becker Approach to Investment Management:

1. Long-Term Goals

From our very first meeting, we’ll discuss your investment goals. Whether you’re hoping to increase your current annual earnings or determine a way to lower your investment risks, we can create a plan that will work for you.

2. Build a Portfolio

Bearing in mind both your long-term goals and your tolerance for risk, we’ll build a custom portfolio you can feel confident in.

3. Investment Analytics

We provide advanced portfolio reporting as well as consolidated performance and benchmark monitoring, plus you can monitor your portfolio’s performance on your own through provided access to Charles Schwab tools.

4. Long-term Relationship

Our comprehensive approach to investment management means you have us on your team. Have questions about your portfolio’s performance? Need to adjust your goals? We’re here when you need us in between meetings.

1. Long-Term Goals

2. Build a Portfolio

Bearing in mind both your long-term goals and your tolerance for risk, we’ll build a custom portfolio you can feel confident in.

3. Investment Analytics

4. Long-term Relationship

Comprehensive planning and investing that puts you in the center.

With a comprehensive approach to investing, we’ll think together through your entire financial and personal picture. It becomes a much more engaging, thoughtful, and personal process than traditional investment planning, and allows you to invest intentionally, in ways that align with your specific financial goals.

Some of the things we consider in a comprehensive investment planning approach are:

GOALS

RISK

TIME HORIZON

ASSET ALLOCATION

GOALS

RISK

TIME HORIZON

ASSET ALLOCATION

Investment Advising FAQ

Why should I work with Toberman Becker?

Toberman Becker provides a concierge level of service, built from the ground up. This allows us to invest in your future success—and it’s why we’re free of institutionalized sales quotas, legacy processes, or secondary agendas. Partners Craig Toberman and Michael Becker both grew up in and attended school in the St. Louis region. They strive to help others here grow their wealth and the wealth of this community.

Why should I work with Toberman Becker Wealth?

Toberman Becker Wealth provides a concierge level of service, built from the ground up. This allows us to invest in your future success—and it’s why we’re free of institutionalized sales quotas, legacy processes, or secondary agendas. Partners Craig Toberman and Michael Becker both grew up in and attended school in the St. Louis region. They strive to help others here grow their wealth and the wealth of this community.

How often will we meet to discuss the health of my portfolio?

There’s no set schedule. We can meet as much or as little as you like, by request and on an ad hoc basis. We’ve found it’s better to meet as circumstances change, rather than waiting for a planned meeting that could still be months away.

What types of investment accounts can you help with?

We manage all types of investment accounts, including 401ks, Roth, SEP, Traditional and Simple IRAs, 403b plans, Self-Employment Retirement accounts, 529s, and more.

Where are your offices?

We are located at:

1741 S Big Bend Blvd

St. Louis, MO 63117

What are your certifications?

Craig Toberman holds a Bachelor of Science (B.S.) degree in Agricultural and Consumer Economics from the University of Illinois and a Master of Business Administration (M.B.A.) degree in Finance from Saint Louis University. He is a Certified Financial Planner (CFP), Chartered Financial Analyst (CFA) charterholder, and Certified Public Accountant (CPA).

Michael Becker earned a Bachelor of Science degree in Finance and Banking from the University of Missouri – Columbia. Additionally, he holds designations as a Chartered Financial Analyst (CFA) charterholder and Certified Financial Planner (CFP).

Do you work with clients outside of the St. Louis region?

We primarily work with clients in Missouri and Illinois, but can work with clients all over the United States.

How can I access your public brochure to learn more about your firm?

We welcome you to visit this link and click Part 2 Brochures to learn more about Toberman Becker Wealth.

Ready to Discuss Your Investments?

Book a call with us or schedule a visit to our St. Louis office.