Craig Toberman connected with Jeff Benjamin from InvestmentNews in the article “Advisors Stepping Up to Bond Ladders as Fed Pushes Rates Up Another Quarter Point” to discuss the benefits of a bond-laddering strategy for spreading fixed-income exposure over several years.
“Now is a good time to be locking in rates that are short- to intermediate-term with a bond ladder going out four, five or six years,” he said. “A year ago, when rates were still low, it didn’t make sense to build a bond ladder that went out more than a year, but we had a unique situation when rates were near zero and I couldn’t recommend a bond ladder.”
If you are interested in hearing more of Craig Toberman’s thoughts on risk tolerance, please book a call with him.
Craig Toberman is a Partner at Toberman Becker Wealth – a fee-only, fiduciary financial advisor based in St. Louis. He assists families and businesses with strategic financial planning and long-term wealth management. He has over a decade of experience in financial services and has crafted custom financial plans for hundreds of families and businesses.